Vendor Spotlight - The Big Plan
Your second largest expenditure is health insurance. Surely a wise mind would consider bringing that down.
The Big Plan is servicing hundreds of nursing homes across the country.
The Big Plan Says: "Your broker should've mentioned us by now. A real way to save on health insurance without messing over your employees? Let's be honest- why would you consider the risk of insuring your employees' health? That's like someone proudly announcing, 'I'd love to retroactively insure New York, right before Hurricane Sandy…
SNFs are known for poor-risk populations with high cost claims. With ICHRA, your group can operate just as it does today- without those risks hitting your renewal.
Or sure, go self-funded.. or worse, fully insured... We'll check back in a couple of years… if you're still standing."
Here's why The Big Plan stands out:
Built by Brokers with a keen understanding of the SNF industry
Saving an average of 35% on health insurance costs (yes, that's a real number)
You get to keep your broker
Control your cost YoY - you determine your cost
Give your employees the freedom to choose a plan that works for them
Ask your broker to get a quote on ICHRA. If he is downplaying it, he is likely concerned about his commission, which is ironic because he can make more money with ICHRA than with traditional group insurance.
THE BIG PLAN IS SERVICING HUNDREDS OF NURSING HOMES ACROSS THE COUNTRY.
The Shmooze: Another benefits company promising to "revolutionize" everything - most brokers show up with 500-page packets, disappear until renewal, then act surprised when rates go up 15%. The Big Plan's ICHRA approach caught our attention though: giving employees money to buy their own insurance instead of forcing everyone into the same crappy group plan. For SNF operators dealing with part-time dietary workers and full-time nurses, this could actually make sense since your current benefits probably suck anyway - you're overpaying for plans with $5,000 deductibles nobody uses. The question is whether their "pay only for employees who use the platform" model actually works, or if you're just trading group plan headaches for individual plan chaos.
BOTTOM LINE - IT SAVES YOU MONEY AND DOESN'T CUT BACK ON YOUR HEALTH INSURANCE.
Reach out to The Big Plan:
Batya@thebigplan.com or info@thebigplan.com
Have your broker get a quote within one day by calling: 516-590-0070 X405
If you'd like to feature your company in the only publication that reaches the entire jewish side of the market please reach out at thesnfshmooze@gmail.com
